When our dad turned 70, he started to pause while he speaks… then do the same thing again even when he already did it seconds ago… then ask the same questions over and over… then he started forgetting our names. It was time to seek help. And we couldn’t do it on our own. My siblings and I found a decent-looking facility here in Ohio, and they said they would take care of him because he began to need someone by his side almost every moment of the day.

We were happy we had found care for him. Until they told us what it would cost.

$7000 per month. I make half of that, and my brothers do, too, not considering expenses.

We took a look at the family’s savings and saw that we could afford to keep dad in the facility, at least for now. But every day, the money started vanishing fast. And with it, our plans for the future.

Dad had planned to let us use the money, so each of us can put money down on a home and send our kids to school.

In a matter of months, what could have been my sister’s first home payment became a 5 figure nursing bill. Half of our money was gone, and our hopes were halfway gone too.

One night of intense and faint desperation, I had found a solution. I met Joshua from Nursing Home Trusts, who told me how to stop paying that horrifying amount of money if I simply had the right information and legal tools.

I didn’t have to do any guesswork.

Joshua did everything he could, and I just had to tell him about my family. Fast forward a week later, I had my family’s financial safety net in my hands. And it didn’t cost me anything.
I expected another big bill in my mailbox that I was ready to pay out of desperation.